Wealth Management
Whether you are concerned with managing your retirement, or are just
starting to accumulate wealth, Yardley Wealth Management is prepared
to help you identify and meet your needs for the future. We will work
with you to clarify your goals and dreams. We will review your Cash
Flow, Insurance, Income Tax, Investments, Retirement Planning,
College Funding, Estate Planning, and other concerns, and provide you
with a specific, detailed written action plan and Investment Policy
Statement individually tailored to your needs.
The Yardley Wealth Management Process
Once we devise your plan, we will build an investment portfolio around
your stated goals and your written Investment Policy Statement. We
will use an array of mutual funds, including those from Dimensional
Fund Advisors and Vanguard, and iShares Exchange-Traded Funds
(ETFs) from Barclays. We will continually review your investment
portfolio and will ask you to keep us updated on the changes in your
life, to ensure that your plan and your portfolio stay aligned with your
needs and goals.
Since we are independent, and fee-only, we have no products to sell
you except our advice. That means if you do need a financial product,
like a mortgage or insurance, we can guide you through your purchase
decision, and act as your advocate to help make sure you buy the right
product for your needs. We will not try to sell any products to you,
and never have a financial interest in doing so. We never pay or receive
referral fees, and we never make commissions. Never. Our only
revenues are fees paid by our clients.
We will work closely with your other advisors as needed, like your
CPA, your attorney, or your insurance agent, to make sure that
everyone is on the same page, and working to pursue your interests.
A Sensible Philosophy About Mutual Funds
Like Dimensional Fund Advisors (DFA), we believe that over time a
structured investment approach based on financial science and the
efficacy of capital markets will add value with a higher reliability and
confidence level than one based on instinct and trying to guess the
direction of the markets. We use DFA funds because we agree with
their philosophy of adhering strictly to specific parameters to maintain
reliable asset class exposures. Their portfolio managers have no
discretion to purchase stocks that do not meet these parameters, and
no financial incentive exists for them to deviate from their very specific
disciplines.
Because Dimensional focuses on capturing the systematic performance
of broad market dimensions rather than the random fluctuations of
individual securities, they can keep costs low, patiently and expertly.
They concentrate on favorable price execution that neutralizes the
effects of momentum and index reconstitution and they maintain
portfolio-specific hold ranges that reduce turnover and trading costs.
In line with their structured, scientific approach to investing,
Dimensional's investment management fees are positioned well below
those of typical, traditional active managers. Their patient and price-
conscious buy-and-hold approach to trading is designed to minimize
costs.
DFA funds are not available to most advisors or to retail investors at
all. They are only available to a select few investment advisors that
meet their criteria. We are honored to be one of those elite advisors,
and we proudly use their funds.
The Independence You Deserve
As an independent, fee-only wealth management firm, Yardley Wealth
Management is positioned to tailor investment and wealth management
strategies solely around your unique objectives. We work for you - not
a bank, brokerage firm or insurance company. With no products to
sell, commissions to attain, or quotas to meet, you can be sure that
every piece of advice you receive is in your interests. We are fiduciaries
held to the principle that your goals and interests must come first—and
drive your wealth management process.
Value-Added Service
Yardley Wealth Management will be there for you when you need us.
Managing Member Michael Garry is directly available for your financial
concerns and questions, and will keep you up-to-date on the latest
financial and market news with e-mails of interest, and he will call you
and meet with you regularly. As your Wealth Manager, Michael will
become keenly aware of your needs. He welcomes your inquiries and
looks forward to working closely with you to achieve your goals.
Getting Estate Planning Done—Effectively
Yardley Wealth Management is also uniquely qualified to help you with
Estate Planning. While most financial advisors refer you to outside
attorneys for your Estate Planning needs, the Managing Member of
Yardley Wealth Management, LLC, Michael Garry is also a licensed
attorney, admitted to practice in Pennsylvania and New Jersey, and
through his law firm, Yardley Estate Planning, LLC, he provides estate
planning services.
That may be a real advantage to you because creating an estate plan
that is integrated with your financial plan and that is implemented on a
timely basis may be easier and accomplished more cost-effectively.
Through the law firm, clients can save the time, inconvenience, and
anxiety of interviewing prospective attorneys, and the duplicative effort
of explaining to their new attorney about their financial situation and
goals. In today’s busy world, by saving our clients the time and effort
of finding and working with an additional professional, we add real
value to our clients and we can be sure that our clients’ wealth
management and estate plans are fully integrated, to provide better
overall advice and service for our clients.
Michael only practices law in Pennsylvania and New Jersey, and of
course, legal fees are separate from, and in addition to, any fees for
investment advisory services or wealth management. Please contact us
to find out more about those services, and visit the Yardley Estate
Planning, LLC website: www.yardleyestate.net.
©2009 Yardley Wealth Management, LLC. All rights reserved.
Whether you are concerned with managing your retirement, or are just
starting to accumulate wealth, Yardley Wealth Management is prepared
to help you identify and meet your needs for the future. We will work
with you to clarify your goals and dreams. We will review your Cash
Flow, Insurance, Income Tax, Investments, Retirement Planning,
College Funding, Estate Planning, and other concerns, and provide you
with a specific, detailed written action plan and Investment Policy
Statement individually tailored to your needs.
The Yardley Wealth Management Process
Once we devise your plan, we will build an investment portfolio around
your stated goals and your written Investment Policy Statement. We
will use an array of mutual funds, including those from Dimensional
Fund Advisors and Vanguard, and iShares Exchange-Traded Funds
(ETFs) from Barclays. We will continually review your investment
portfolio and will ask you to keep us updated on the changes in your
life, to ensure that your plan and your portfolio stay aligned with your
needs and goals.
Since we are independent, and fee-only, we have no products to sell
you except our advice. That means if you do need a financial product,
like a mortgage or insurance, we can guide you through your purchase
decision, and act as your advocate to help make sure you buy the right
product for your needs. We will not try to sell any products to you,
and never have a financial interest in doing so. We never pay or receive
referral fees, and we never make commissions. Never. Our only
revenues are fees paid by our clients.
We will work closely with your other advisors as needed, like your
CPA, your attorney, or your insurance agent, to make sure that
everyone is on the same page, and working to pursue your interests.
A Sensible Philosophy About Mutual Funds
Like Dimensional Fund Advisors (DFA), we believe that over time a
structured investment approach based on financial science and the
efficacy of capital markets will add value with a higher reliability and
confidence level than one based on instinct and trying to guess the
direction of the markets. We use DFA funds because we agree with
their philosophy of adhering strictly to specific parameters to maintain
reliable asset class exposures. Their portfolio managers have no
discretion to purchase stocks that do not meet these parameters, and
no financial incentive exists for them to deviate from their very specific
disciplines.
Because Dimensional focuses on capturing the systematic performance
of broad market dimensions rather than the random fluctuations of
individual securities, they can keep costs low, patiently and expertly.
They concentrate on favorable price execution that neutralizes the
effects of momentum and index reconstitution and they maintain
portfolio-specific hold ranges that reduce turnover and trading costs.
In line with their structured, scientific approach to investing,
Dimensional's investment management fees are positioned well below
those of typical, traditional active managers. Their patient and price-
conscious buy-and-hold approach to trading is designed to minimize
costs.
DFA funds are not available to most advisors or to retail investors at
all. They are only available to a select few investment advisors that
meet their criteria. We are honored to be one of those elite advisors,
and we proudly use their funds.
The Independence You Deserve
As an independent, fee-only wealth management firm, Yardley Wealth
Management is positioned to tailor investment and wealth management
strategies solely around your unique objectives. We work for you - not
a bank, brokerage firm or insurance company. With no products to
sell, commissions to attain, or quotas to meet, you can be sure that
every piece of advice you receive is in your interests. We are fiduciaries
held to the principle that your goals and interests must come first—and
drive your wealth management process.
Value-Added Service
Yardley Wealth Management will be there for you when you need us.
Managing Member Michael Garry is directly available for your financial
concerns and questions, and will keep you up-to-date on the latest
financial and market news with e-mails of interest, and he will call you
and meet with you regularly. As your Wealth Manager, Michael will
become keenly aware of your needs. He welcomes your inquiries and
looks forward to working closely with you to achieve your goals.
Getting Estate Planning Done—Effectively
Yardley Wealth Management is also uniquely qualified to help you with
Estate Planning. While most financial advisors refer you to outside
attorneys for your Estate Planning needs, the Managing Member of
Yardley Wealth Management, LLC, Michael Garry is also a licensed
attorney, admitted to practice in Pennsylvania and New Jersey, and
through his law firm, Yardley Estate Planning, LLC, he provides estate
planning services.
That may be a real advantage to you because creating an estate plan
that is integrated with your financial plan and that is implemented on a
timely basis may be easier and accomplished more cost-effectively.
Through the law firm, clients can save the time, inconvenience, and
anxiety of interviewing prospective attorneys, and the duplicative effort
of explaining to their new attorney about their financial situation and
goals. In today’s busy world, by saving our clients the time and effort
of finding and working with an additional professional, we add real
value to our clients and we can be sure that our clients’ wealth
management and estate plans are fully integrated, to provide better
overall advice and service for our clients.
Michael only practices law in Pennsylvania and New Jersey, and of
course, legal fees are separate from, and in addition to, any fees for
investment advisory services or wealth management. Please contact us
to find out more about those services, and visit the Yardley Estate
Planning, LLC website: www.yardleyestate.net.
©2009 Yardley Wealth Management, LLC. All rights reserved.
| Yardley Wealth Management, LLC 41 University Drive, Suite 400 Newtown, PA 18940 Phone (267) 573-1019 Toll free (877) 251-4393 Fax (267) 604-9164 mgarry@yardleywealth.net www.yardleywealth.net |
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Michael J. Garry, CFP®, JD/MBA, owner of Yardley Wealth Management, LLC,
is an independent Financial Advisor who provides Fee-Only financial planning
services and investment management in Newtown, PA.
is an independent Financial Advisor who provides Fee-Only financial planning
services and investment management in Newtown, PA.
